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Hi. My name is Jerson and I need a money coach. My background is in international relations.
嗨，我叫杰森，我需要一个理财顾问。我的专业背景是国际关系。
I'm looking to grow in my field and also save money for retirement.
我希望继续发展我的事业，同时也为退休存钱。
Having a retirement savings plan is very important to me because I want to have peace of mind for my future.
对我来说，有一项存钱养老计划很重要，因为我想安心得过下半辈子。
My current employer does not offer us retirement savings plan. Clare, what should I do?
我目前的雇主不提供任何退休养老计划。克莱尔，我应该怎么做？
Jerson, congratulations for finding a job in this very tough economy.
杰森，恭喜你在这个经济严峻的时期找到一份工作。
Hopefully that will be an inspiration to others.
如果幸运的话，这将会启发别人。
And what's your employer thinking not offering a retirement plan, so you are taking it on for yourself. My absolute favorite is a Ross account.
你的雇主不考虑为员工提供退休计划，所以你想自己着手这件事。我强力推荐Ross理财。
That's a tax free retirement account where you're allowed to pump in $5,000 each year.
那是一个免税的退休账户，每年你可以投资5000美元。
That's the max. You knew a lot less if you want.
那是最高金额。如果有需要，你可以进一步去了解。
In fact some companies will let you start to roll for a $100, others 50 bucks as long as you keep adding to it.
实际上，一些公司规定的初始投资金额只有100美元，只要客户愿意，之后每年加50块。
Now the Ross is something that can be invested in just about anything you want to put your money into.
Ross是很好的投资选择，客户可以自由选择投资项目。
I have a guide to Ross on my website where all guide you to some of my favorite choices for that money.
我的网站上有相关指南，里面有我建议的关于退休计划的选择。
So go check it out and open your account pronto.
所以去查看我的网站，马上开户吧！
