checking account
活期储蓄
saving account
储蓄存款账户
I need to open a bank account.
我要开户。
I would like to transfer some money.
我想要转账。

I would like to deposit some money.
我想要存钱。
Are you depositing cash or a check?
你要存现金还是支票？
I need to withdraw some money.
我需要取点钱。
ATM = Automatic Teller Machine
自动取款机