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Let's say you're a cheese producer, and you need a loan
假设你是一个奶酪生产商，又需要一笔贷款，
because you want to buy a tractor or food for your cows or really just about anything.
因为你想买台拖拉机，或是给你的牛买点儿口粮，又或者是别的任何原因，
There's a bank in Italy that will take your cheese and give you cash.
那有家意大利银行可以让你用奶酪换现金。
This is the story of three men and millions of dollars worth of cheese.
本期讲述的是三个男人和价值数百万美元的奶酪的故事。
Meet Mauro. Chao.
这位是毛罗。您好。
He's a cheese producer in the Emiliano region of Italy.
他是意大利艾米利亚地区的一名奶酪生产商。
He produces Parmigiano-Reggiano, the so called “King of Cheese.”
他生产的是帕米吉安诺·雷吉安诺奶酪，也就是所谓的“奶酪之王”。
20,000 wheels?
20000饼？
Holy cow, that's a lot of cheese.
天呐，太多了吧。
When Mauro or another cheese producer in this part of Italy needs a loan,
毛罗或者意大利这个地区的其他奶酪生产商需要贷款时，
they go to Credito Emiliano, a big Italian bank.
他们就会去意大利一家大银行——艾米利亚信贷银行。
And like any bank, Credito Emiliano needs collateral for their loan.
和其他银行一样，艾米利亚信贷银行贷款也需要抵押。
And to do that, he talks to Fausto. Chao.
要谈抵押，他就要找福斯托。您好。
He works for Credito Emiliano.
福斯托是艾米利亚信贷银行的员工。
Parmigiano-Reggiano is a special kind of cheese
帕米吉安诺·雷吉安诺奶酪是一种很特殊的奶酪，
because it needs to be aged for 18 to 36 months and a wheel can be worth thousands of dollars,
需要放置18~36个月才能出售，一饼帕米吉安诺·雷吉安诺奶酪就价值数千美元，
making it a safe long-term investment for the bank.
它也因此成了该银行非常安全的一款长期投资产品。
To be clear, the bank doesn't store the valuable cheese in its vaults next to gold bars and stacks of cash.
需要说明的是，这家银行并没有把这些价值不菲的奶酪和金条以及成堆的现金一起放在保险库里。
They have a special cheese warehouse down the road filled with thousands and thousands of wheels of cheese.
他们在那条路的尽头有一个专门存放奶酪的仓库，那里放着成百上千，成千上万饼奶酪。
That's where Roberto comes in.
现在，罗伯托可以登场了。
He's the general director of the Tagliate General Warehouses.
他是塔利亚特大仓库的总经理。
That's where Credito Emiliano stores their cheese.
这就是艾米利亚信贷银行存放奶酪的地方了。
Roberto and his team take care of more than 300,000 wheels of cheese that's currently worth more than 160 million euros.
罗伯托和他的团队负责管理这里的30多万饼奶酪，这些奶酪现在价值超过1.6亿欧元。
Without proper care, the cheese could lose it's value.
要是照顾不当，这些奶酪就可能贬值。
Well, Roberto, sounds to me like the cow, the bank and the cheese are in good hands.
恩，在我看来，把奶牛，银行和奶酪托付给罗伯托算是托付对人了。
