Rule 1: Don't put all your eggs in one basket. 不要把鸡蛋都放在一个篮子里。
Diversification is a powerful investment concept that helps you to reduce the risk of holding more aggressive investments.
多样化是一个强大的投资概念，可以帮助你降低持有进取型投资的风险。
diversification 多样化
diversify 使...多样化，变化
Patterns of life are diversifying. 生活方式变得多样化。

Rule 2: Think long term. 作长远计划。
For instance, ownership investments are riskier, you must keep a long-term perspective when investing in them. Don't invest money in such investments unless you plan to hold them for a minimum of five years, and preferably a decade or longer.
例如，所有权投资风险更大，投资时必须保持长期视角。除非计划持有至少五年，最好是十年或更长时间，否则不要在此类投资上投资。
long-term 长期的，长远的
a long-term investment 长线投资

Rule 3: You are what you read and listen to. 你读到的，和你听到的都会成为你的一部分。
Don't pollute your mind with bad investing strategies and philosophies. The quality of what you read and listen to is far more important than the quantity. Find out how to evaluate the quality of what you read and hear.
不要用糟糕的投资策略和哲学来污染你的思想。您阅读和聆听的内容质量远远超过数量。了解如何评估您所阅读和听到的内容的质量。

Rule 4: Write a list before you go shopping -- and stick to it. 购物之前写好购物清单，然后执行。
Because when you're without a shopping list, you typically end up making impulse buys and unplanned purchases – all things that cost money.
因为当你没有一个购物清单时，你通常会进行冲动消费和计划外的购物 - 所有这些都需要花钱。
impulse 心血来潮，冲动，一时的念头
impulse buy 就是冲动消费

Rule 5: Invest in yourself. 投资你自己。
Your personal life and health are the highest-return, lowest-risk investments. They're far more important than the size of your financial portfolio.
您的个人生活和健康是最高回报，风险最低的投资。它们远远超过您的金融投资组合的规模。