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And I'm happy, because this thing is changing China financial system and we are also applying for licensing in the states.
我很开心，因为这个东西正在改变中国的金融体系，我们也在申请在美国开分公司。
We are going to a Korea, Japan and the Indian and we think this is going to help millions of people in the world.
我们会开到韩国、日本、印度，我们认为这将帮助数百万人。
By the way, I'll give you one example how powerful it is. We got a small loan license four years ago, giving loans.
顺便说一下，我给你们举个例子来说明它有多强大。我们四年前拿到了小额贷款许可证，开始发放贷款。
We don't have deposit, giving loans. Within four years, we have given 1.5 million small business loans and average borrow only $5,000.
我们没有存款，发放贷款。在四年的时间里，我们为小企业提供了150万笔贷款，而平均贷款额只有5000美元。
We make decision, whether we should give you money or not, lend you money within three minutes.
我们在三分钟内就能决定是否借钱给你。
You can borrow $0.01, borrow for one minute, which all the banks got scared about that,
你可以借0.01美元，借1分钟，所有银行都很害怕，
because the cost is so low and how many people work for their loan department? 200 people. So 200 people giving loans for 1.5 million business.
因为成本太低了，贷款部门有多少人？200人，200个人贷款给150万家企业。
And this thing, I think in the future is going to help millions of small businesses
这个东西，我认为在未来将会帮助数以百万计的小企业
get a loan online based on credit and the credit system we built up called Sesame Credit.
获得基于信用的网上贷款，我们建立的信用系统叫做芝麻信用。
You buy, you sell, the credit, all the things you get it and the Sesame Credit today,
买卖需要信用，所有你得到的东西，今天的芝麻信用，
good thing is a lot of government are giving visas to Chinese based on Sesame Credit.
好的是很多政府会依据芝麻信用来给中国人发放签证。
And if you're in to rent a house, people check your Sesame Credit.
如果你想租房，房东会查看你的芝麻信用。
And the funny thing is last month, people finding boys and girls see your Sesame Credit.
有趣的是上个月，男孩女孩之间会互看芝麻信用。
And this something will change in China, feel prouder for that, but will definitely be in Thailand. Yeah, this what we want.
这个以后肯定会改变中国，这让我觉得很自豪。在泰国肯定也会如此，是的，这也是我们的意愿。
Jack, on behalf of the Stanford Graduate School of Business Alumni Association,
杰克，我代表斯坦福大学商学院校友会，
we want to congratulate you and present you the award for the Entrepreneurial Company of the Year.
我们要向你表示祝贺，并向你颁发年度创业公司奖。
Thank you so much. Thank you.
非常感谢。谢谢。
