money: achieving FIRE

dialogue 1

Jingjing:　Mark, are you ______ the term, FIRE?

Mark:　Which one, when someone ______, when someone ______, or when something______?

Jingjing: ______.　It's an acronym ______.

Mark:　I've ______.　Why are you asking me?

Jingjing:　Well, I don't know if it's ______ a question for you, but I'd like to hear what you think about ______.

Mark:　I think it's important to ______ by ______, and having only a few ______ that I make ______.

Jingjing:　I remember you saying that.　You've actually ______ two or three of the ______ of FIRE.

Mark:　OK, so ______.　What are those?

Jingjing:　First, save at least ______ of your income.　Second, ______.　And third, ______ of your spending.

Mark:　It's hard to ______ those three—though I'm sure there are ______.

Jingjing:　There are.　The one about income ______ increasing the amount of money you make.　Meanwhile, keeping expenses low has to do with stuff you need, like ______.　The third one, about spending, means asking yourself if you really ______ or just feel ______.

Mark:　So, I guess stuff like clothes and jewelry ______ the third principle.

Jingjing:　They ______, as do stuff you ______ throughout the day, like milk tea or (in your case) coffee.

Mark:　That reminds me.　I just ordered a box of ______.　So, I just need to get some hot water from the hallway and I'm all set with ______.

Jingjing:　There you go, Mark.　That's ______ or more you can put to ______.

Mark:　Oh yeah, what's the ______?

Jingjing: ______ saving and investment, which means ______ your money or more should be ______ or other ______.

Mark:　That gives me something to think about while I ______ my Thermos.　See you ______, Jingjing.

Jingjing:　Alright.　I'll ______.

dialogue 2

Jingjing:　Mark, is that coffee ______ what the shops ______?

Mark:　It's ______, sometimes, because I ______ from home.　Today's has lemongrass in it.

Jingjing:　That sounds ______.

Mark:　Anyway, the time ______ gave me a chance to ______ about FIRE.

Jingjing:　What did you find out?

Mark:　Most people who ______ start with ______.

Jingjing:　It's much more ______ for people who ______.

Mark:　Right, I saw a video of a couple who ______ when they were ______.

Jingjing:______?　Did they say?

Mark:　Of course.　They both had government jobs, which were ______, not ______.　They took in about ______ between them each year.

Jingjing:　That's ______.　And it sounds like they had pretty ______ if they weren't in management.

Mark:　That's exactly right.　In their free time, they ______.

Jingjing:　That's a great way to make money. ______ have ______ to invest in the real estate market.

Mark:　That husband and wife got ______ per week, and spent any time away from the office in ______.

Jingjing:　Your parents did something like that, didn't they?

Mark:　They did, but not to ______.

Jingjing:　What about you, Mark?　Would you ______?

Mark:　I don't think it's ______ for me.　When I get ______ I do now, I'd like to ______ a small business.

Jingjing:　That sounds ______.　I hope you'll ______.

new words and phrases

none of the above:　

hit on :　

fill me in:

be mindful :

finer points :　

an emotional pull:　

return on investment:

a six-figure income:　

flip houses:　

It's a rare breed of people who .