向友人借款函

August 19, 2005
Dear Richard,
Sorry I haven’t written you lately. I’ve been extremely busy with work over the past few months. I simply haven’t been able to find the time to write you.
I have been working on a number of potentially lucrative business deals. As a matter of fact, I am on the verge of making a very substantial sum of money. The only difficulty is that I am having a cash flow problem at the moment. I have taken out several loans, but I am still $6,000 short. I wonder if I can prevail on you to help me out. If you can loan me the money, I guarantee you that I’ll pay you back by the end of the year, and I’ll add another $2,000 as interest, since once these deals go through, I’ll have it made.
Sincerely yours,
Harry Smith

亲爱的理查：
抱歉我最近没有写信给你。过去几个月以来我工作非常的忙。根本找不出时间写信给你。
我一直从事于一些具潜力而有利可图的买卖。事实上，我即将赚大钱。目前唯一的困难是我周转不灵。虽然我已获得了几笔贷款，但仍不足六千元。我不知道我是否可说服你帮我忙。如果你能借我这笔钱，我保证会在年底时还你钱，而我会另外给你两千元利息，因为一旦我完成这些交易，我就变有钱了。
哈利‧史密斯　敬上
2005年8月19日

字词解说：

1. extremely 非常地
例:It would be extremely difficult to do this task alone.
(独自做这件工作会非常困难。)

2. potentially 有潜力地

3. lucrative 有利可图的
例:Marketing can be a lucrative career if you have the right kind of personality.
(如果你个性合适的话，做营销是个有利可图的职业。)

4. deal 交易&. vi.处理，交易
deal with…处理…
deal in…做……买卖
例:Can you deal with this problem
(你能处理这问题吗?)
The gangster deals in drugs and illegal weapons.
(那个歹徒从事毒品和非法武器的买卖。)

5. As a matter of fact, S+V事实上，……
=In fact，S+V
例:Yes, I know Tony. As a matter of fact, I saw him
yesterday.
(是的，我认识东尼。事实上，我昨天才看到他。)

6. be on the verge of+N/V-ing濒临……的边缘
verge 边缘
例:Mr. Smith was on the verge of telling Jenny about his wife' s problem when his wife kicked him under the
table.
(史密斯先生正要告诉珍妮他太太的问题，这时他太太在
桌下踢了他一下。)

7. substantial [ sab'stxn f al} a.大量的，相当的
例:A substantial reward has been offered for information that can help solve the case.
(能提供情报帮忙解决该案子者可获得很大一笔酬金。)

8. cash flow现金流转

9. take out a loan获得贷款
loan 贷款&. vt.借/贷给(=lend)
例:The couple took out a loan to buy an apartment.
(那对夫妻获得了买公寓的贷款。)
I wouldn't loan him your car if I were you.
(如果我是你，就不会把车子借给他。)

10. be+金钱+short尚差若干钱
例:I want to buy that apartment , but I’m NT$500，000 short.
(我想买那间公寓，但我尚差五十万元台币

11. prevail on sb说服某人
prevail 说服(与介词on并用)
例:Susie prevailed on Greg to give her a ride home.
(苏西说服葛瑞载她回家。)

12. help sb out帮某人忙
例:Do you think he' 11 be willing to help us out?
(你认为他肯帮我们忙吗?)

13. guarantee 保证，担保
例:The salesman guaranteed that the customer would be satisfied with the product.
(推销员保证该顾客将会满意该产品

14. interest 利息

15. go through(交易等的)完成
例:It will take a few weeks for your application to go through.
(你的申请需要几个礼拜的时间才会好。)