bank mortgage
Chapter 2. Property Under Construction
1. Visiting Show Flat
Scene: Sales office of the Nice garden
A1, A2, A3, A4: Agents
A1: Please take some brochures detailing the Nice Garden Phase 1.
A2: Welcome to the Nice Garden. Please follow the arrows to our show flats A and B. The size of show flat A is one thousand square feet and show flat B is one thousand and five hundred square feet. Please enjoy yourselves.
A3: Welcome to show flat A. First, I would like to explain to you that the red tags denote a free gift from our developer to our future vendors. (After a second) On your right hand side is the kitchen. The maid's room and toilet are found inside. All the appliances including refrigerator, microwave oven, dishes-washer are imported from Europe. Please go straight in. There is a huge living room and three bedrooms. The developer will provide air conditioners for all rooms.
B1: How about the view?
A3: Over the tenth floor, you will see the beautiful river view.
C2: How about the direction for this unit?
A3: This unit faces southwest. Please make yourselves comfortable.
(Scene: Show Flat B)
A4: Welcome to show flat B. This unit's gross area is one thousand and five hundred square feet, which is the largest unit on this floor. This unit's layout is similar to show flat A except that it has a master bedroom and a balcony outside of the living room. This unit faces south, which is the best direction and view for the whole building.
B3: Excuse me! Miss, what kind of view is it?
A4: Over the tenth floor, you will see the hills and rivers together. Sounds great, right?
B3: How about below the tenth floor?
A4: you will see a few of low-rise town houses and streets. Dear customers, we have already arranged to have the lawyers and bankers meet us on the ground floor. They will answer all the mortgage and legal questions you may have. Thank you for joining us today. I hope you will find your favourite units today.
2. Residential Property Under Construction for Sale
Scene: Sales office of the Nice Garden
A: Agents
A: Miss, may I help you?
B: Yes, I just wondered why the price between the ninth floor and tenth floor is so different?
A: It's because of the view.
B: Oh! I see. Can you show me the location for Block 1?
A: Sure. Please take a look of the model of the building. Nice Garden has a total of two blocks which are labelled Block 1 and Block 2. Block 1 has a total of thirty-eight levels. The thirty-seventh and thirty-eighth are penthouses. There are four units in one level. The sizes of the units are one thousand square feet and one thousand and five hundred square feet. The size with one thousand square feet has three bedrooms and the biggest size has four bedrooms.
B: How many elevators are there?
A: There are three elevators betweeen one hundred and forty eight units.
B: How about the car-park space?
A: There is a total of one hundred and sixty parking lots on the second and third floor, in which twelve are for visitors and the rest are for residents.
B: Any other facilities?
A: Sure, on the fouth floor is a recreation quarter. There are two swimming pools, one is Olympic standard size and the other one is for children. Also, there is a gymnasium for resident members only.
B: when is the completion date?
A: The completion date will be on July 1st 2001.
B: How about the price and the bank mortgage?
A: Please check up the price list. The average unit price is five million Hong Kong dollars. There are eight different banks that will provide a seventy percent mortgage loan. Also, the developer will offer another ten percent mortgage to purchasers.
B: How many payment methods are there?
A: It's all written on the brochure price list. I believe there will be one right for you. Please hurry up because almost half of units have already gone.
B: Thank you. I think I have to talk to the bank representatives. Thank you for your help.
A: You're welcome.