Ben: Hey, son, are you insured?
Steven: Not yet, but I'm thinking of it. Have you bought one, Dad?
Ben: I took out a life insurance policy and made your mother the beneficiary.
Steven： Can you tell me why you want to buy it?
Ben: I am a fireman and it is a dangerous job. I have to consider your mother's life.
Steven: Oh, I see. Do you advise me to buy one?
Ben: You have children now. What if something, God forbid, happens to you?
Steven: That's true. Well, how much do you think I should get?
Ben： A $100 000 policy shouldn't be too expensive. Here, call my agent. He'll give you a good deal.

本：嗨，儿子，你买保险了吗？
史蒂文：还没有，不过我正考虑呢。爸爸，你买了吗？
本：我买了份寿险，受益人是你母亲。
史蒂文：你能告诉我你为什么要买吗？
本：我是消防员，工作很危险。我必须为你母亲的生活考虑一下。
史蒂文：哦，我明白了。你建议我买吗？
本：你现在也有小孩了。如果万一有什么不测，当然但愿不会如此，那该怎么办？
史蒂文：那倒是。哦，你觉得我应该花多少钱买这个？
本：10万元保单不算贵。给你这个，打个电话给我的代理人，他会给你一个合理的价钱。