可可电台，每期节目一话题，让英语磨练耳朵的同时学到更多有益的小知识，丰富知识的同时受益于生活。

The most important skills you need tolearn

最需要学的技能

Learn to live within your means.

学会靠自己生活。

Learn smart financial management now.Learn how to live within a budget and maintain good credit.

现在开始，学些理财知识吧。学着怎么在不打破预算的情况下生活，还保持良好的信用额度。

A mistake I once made, and one I stillsee a number of my peers making, is being a slave to lifestyle: taking cabs everywhere, buying expensive clothing, and having meals out constantly. This isstupid and reckless.

我曾经犯过一个错误，现在我仍旧看见我的很多朋友在犯这个错误，那就是成为了生活方式的奴隶：无论去哪儿都打的，买昂贵的衣服，还有经常去外面吃饭。这是愚蠢和鲁莽的。

I know people who were left completely a drift despite having made great salaries because they had no savings when their careers hit a rough patch. Their income was spent all on things that are frivolous.

我见过那种人，尽管工资很高，但是当他们的工作遇到困难的时候却因为没有积蓄而彻底绝望。他们把所有的收入都用在那些没有意义的东西上。

Luxuries are a wonderful thing only ifyou can truly afford them.

只有当你真正能负担得起的时候，奢侈才是恰到好处。

Don't be a slave to funding a lifestylethat will not last. Learn to live modestly and save up, and then you will have earned the right to purchase yourself some treats, in moderation.

不要去选择一种不会持久的奴隶的生活方式。学会谦虚地生活还有节约，然后你就可以有节制地给自己来个奖励。

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