Notes on the text 课文注释

1 go about, 从事，做。

2 Periwigs, 是一个假想中公司的名字。

3 the basics, 这里指基本情况，基本要素。

4 If you recognize yourself in this description, 如果你觉得你的情况是这样的话。

参考译文

我们周围不乏情报贩子，向人们提供迅速发财新概念的机遇。但是，如果你是一个认真的私人新概念者，就把拉斯韦加斯的心态留给那些有钱可供挥霍的人。认真的新概念者需要一份正规的新概念组合表——一种计划很周密的新概念选择，包括你的新概念结构和明确的目标。但是，一个新概念市场的新手又如何能做到这一点呢？

如果你去向5位有威望的新概念经纪人咨询，询问你应该如何使用你的资金，你很可能得到5种不同的答复，即便你提供了所有关于你的年龄、家庭、财源和你想从新概念中获得的好处的信息。这是个道德问题吗？没有一种完全“正确”的方法来排列这种新概念组合，然而，却毫无疑问地有几种错误的方法。可以相信5位经纪人中不会有人建议你把全部（或一部分）资金投入佩里威格斯公司。

那么你该怎么做呢？我们假定你已把基本情况弄清楚了，如抵押贷款、养老金、保险金和动用现金储备的机会。然后，你一定要建立起自己的目标。这里一方面是个人所处的环境，另一方面是个心理学的问题。

比如说，如果你年纪较大，你从重大新概念损失中恢复过来的时间就较少，你就很希望能够提高你的养老金收入。因此，你的首要任务就是保护你的资金和引发额外的收入。在这种情况下，你大概想制定出一份包括某些股份（但不是风险很大的股份）的新概念组合，同时还有高度可靠的新概念、现金储蓄，可能还有可换新概念，或分割资本新概念信托公司的所得股。

如果你年轻一些，并且经济状况可靠，你可能会采取一种积极进取的方式——你必须性格开朗，不会因新概念新概念的浮动而夜不能眠。如果你觉得你的情况是这样的话，你可在新概念组合中包括几项有令人陶醉的增值前景的增长股，和其他比较平淡的新概念项目放在一起。一旦你的新概念目标确立以后，你就可以决定你的钱投向何处。这里的指导原则是：分散你的新概念风险。如果你把所有资金投入佩里威格斯国际公司，你就把自己当成了命运的人质。

Multiple choice questions多项选择题

Choose the correct answers to the following questions.

Comprehension 理解

1 The writer distinguishes between serious investors and ____.

a．people who gamble at Las Vegas

b．private investors

c．those who want to make money fast

d．newcomers to the stock market

2 If you want to invest money seriously, you ____.

a．should get at least five opinions

b．should put all your money into a young company

c．won't find it easy to decide, even with good advice

d．should make sure you have sufficient funds after meeting all your other expenses

3 Priorities for investment largely depend on ____.

a．how quickly you want to make a lot of money

b．your age and circumstances

c．how much money you have available for investment

d．how much income you expect from your investments

4 According to the writer, different financial advisers would probably agree that you ____.

a．should select stocks that will grow in value

b．will have sleepless nights whatever you decide

c．shouldn't‘put all your eggs in one basket’

d．should understand your personality very well

Structure句型

5 There are____ tipsters around offering‘get-rich-quick’ opportunities.(1.1)

a．many of

b．a lot

c．plenty of

d．much

6 If you _____ them, none of our five advisers would have suggested sinking all your money into Periwigs.(11.8-9)

a．would ask

b．ask

c．had asked

d．will ask

7 The younger you are _____ time you have to recover…(1.13)

a．the extra

b．more

c．the more

d．the less

8 You might include a couple of heady growth stocks_____ with your more pedestrian investments.(1.20)

a．apart

b．beside

c．as well as

d．side by side

Vocabulary 词汇

9 Leave the Las Vegas mentality to those with money to _____.(1.1)

a．scatter

b．waste

c．invest

d．gamble

10 We'll assume that you've ____of the basics.(1.10)

a．taken care of

b．ordered

c．discharged

d．differentiated

11 You may well wish to____ your pension income.(11.13-14)

a．increase

b．facilitate

c．establish

d．replace

12 If you're blessed with a more ____disposition…(1.18)

a．reckless

b．confident

c．bloody

d．adventurous