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1. Do not spiral into fear
1.不要陷入恐惧
Of course you are probably thinking, "What about my house? My pets? My car? Life? Food?" You will be walking around looking at the lives continuing on while yours seems to have slipped into a swirling void of desperation.
当然，你可能会想"我的房子怎么样？我的宠物，我的汽车，我的生活，食物呢？"你会四处走动，看着周围的人继续生活，然而你却陷入了空虚绝望的境地。
It is important to remember this: do not react without thinking through all the consequences first. It might sound crazy, but you need to look at this in a neutral light. Find meaning in the ability to reinvent yourself and your situation. From there, the only way to go is up.
记住这一点很重要：不要首先想到所有的后果。这或许听起来很疯狂，但是你需要以一种中立的态度看待这一切。从彻底改变自己和你的境地的能力中，找到意义。从那开始，你唯一的出路就是继续向前。
2. Think about what is available to you
2.想想你能利用的一切
Depending on the degree of severity, you may have several options. First, consult with your family or partner. Plot out a course that helps you decide how you will keep paying the necessary bills, what expenses you can remove, and what to do if something unfortunate happens - like foreclosure. Figure out who has your back, because if you need to hit them up for some coach surfing, you need to know they are cool with it.
这要取决于严重程度，你或许会有一些选择。首先，要与你的家人或者伙伴商量一下。做出一个计划，这有助于帮你决定你如何继续支付那些必要的账单，你可以取消什么开销，如果不幸的事情发生了，你该做什么--比如丧失抵押品赎回权。弄清楚谁是你的后盾，因为如果你需要求他们帮忙的话，你需要知道他们对这件事会很冷静。
3. Determine your assets
3.确定你的资产
Typically, assets are anything of financial value on your person or in your home. Create a list by separating investments, cash funds, checking/savings accounts, and bonds from things like your car, collections, jewelry, anything made out of metal, and so on.
通常，资产就是你身上或者你家里任何有财务价值的东西。做一个清单，将投资，现金，储蓄账户，比如像你的汽车之类的公债，收藏品，珠宝，任何金属制品等都分类出来。
Attempt to appraise what you have personally (as paying for someone to do so may not be available to you), and get some help selling off what you can give up. Talk to your financial advisor if you have one to see what stocks can be immediately liquidated.
试着对你的私人物品做一个评估（因为付钱请人来做估值，你或许办不到），请人帮忙来卖掉一些你可以放弃的东西。如果你有财务顾问的话，你可以和他谈一下，来看看有什么股票是可以立即斩仓的。
译文属可可原创，仅供学习交流使用，未经许可请勿转载
