PART VI WRITING

SECTION A

The advantages of being careful with money in daily life

Nowadays, there is a hot debate on whether people, including students should be careful with their money in their daily life since they try their best to save money. Some people think it is not good to do so because this may not make people smart consumers. But in my eyes, the advantages of being careful with money in daily life outweigh the disadvantages.

First, being careful with money is a virtue that can always benefit people. Being thrifty is of great help, especially when the economic status around the world is not very good and it becomes harder to earn money than before. A good habit of being careful with money will help many people go through this difficult period or any other difficult financial situation in their life. People with this awareness will think carefully before deciding to buy anything. For students, this awareness is also of great help since they mainly depend on their parents for financial supports. When they keep this awareness in their mind, they will definitely avoid wasting money.

Secondly, being careful with money is, in fact, a good way of practicing how to manage one's money. In current society, it is necessary to learn something about finance. But theories are usually hard to learn. In contrast, most people can learn quickly by practicing. Being careful with money means an efficient use of money, which, in essence, equals to part of the job of a financial planner. Being careful with money can teach people to make best use of their money.

It is true that being too careful with money may have some disadvantages; for example, it may cause people to ignore other aspects of commodities. But overall this behavior is good and has its reality basis. Money-consciousness is always needed in the market-oriented economy.

SECTION B

April 20

Dear Mathew,

　　I'm writing to show my apology for being unable to wait for you in my dorm. I'm really sorry but I have something urgent to do. You can come to Room 1003, No. 3 Teaching Building to find me. The map on the back of the note will help you. I'll wait for you there.

Yours,

Tom