可可电台，每期节目一话题，让英语磨练耳朵的同时学到更多有益的小知识，丰富知识的同时受益于生活。

Questions you need to ask yourself when setting investment goals for financial independence.

设定财务独立性的投资目标时，你需要问自己的问题

How do your moral and ethical values influence your portfolio management strategy?

你的道德和伦理价值观如何影响你的投资组合管理战略?

Do you plan on spending all of your capital during your lifetime or do you desire to leave behind a financial legacy for your heirs and beneficiaries?

你是打算在有生之年花掉所有的财产，还是想为你的继承人和受益人留下一笔遗产?

If you spend through your capital, it means you’ll be able to enjoy a higher withdrawal rate than you could support otherwise.

如果你把你所有的资金都用在理财上，这意味着你可以享受比你能所需的更高的提现率。

If you don’t, you’ll get to take a small cut of the stream of passive income from your holdings but the principal should grow over time, provided it is prudently managed, serving as what effectively amounts to an endowment.

如果不这么做，你可以从所持有的被动收入中抽取一小部分，但是只要管理得当，本金应该随着时间增长，也可以用来作为有效的养老金。

微信公众号：安夏说英语

夏个人微信：anxia3210