This suburban moggy is pretty much a black joke. He doesn't work, doesn't have an income, in fact he doesn't even leave the house. He gets everything from his owner Catherine Campbell . She had a feeling bank security was a little slack and wanted to test it out.

You know when you’re trying open up an account, they want you pay slips and they wanna all this information from you but to get an additional account, you don't need any of that to be verified.

Catherine already had a credit card with bank of Queensland and applied for a second visa in Messiah, her kitty's name, and that’s when she caught the bank having a catnap.

They called me probably a week later to say they needed 100 points of ID from Messiah, and sent me back the application form with his credit card.
And Messiah doesn't have a driver's license. No.
He doesn't own a passport, No he is only 2.

Messiah doesn't have a birth certificate? No.
But does have a credit card.

Well the bank already had Catherine's details to issue a second card. A card, she is liable for all charges on. All they needed was the actual card number, and that could have been provided by anyone.

You don't need to, you know, to hack into final internet when you can just steal someone's credit number and create a card for yourself.

In fact , had Messiah been a fraudster and not a feline, Catherine wouldn't have even known the card existed.

I wasn't notified that the secondary card had been issued. Messaih could have put a different address and the card would’ve been sent there now, I wouldn't have known.

If it is that easy for a cat to be able to get a credit, you know, I measure a dog could get it.

Humorous maybe, but for Scott Brower, a financial expert who spends his days getting people out of credit card debt, and teaching them how to be money-savvy. It is downright frightening.

Well it certainly shows the concern both from a fraud point of view and also for other people to access money whether it’s children, whether it’s partners and other members of the family to get access money and then potentially spend money without the primary card holder knowing about it.

The bank of Queensland today apologized for the mistake. And they’re investigating how Messaih the moggy even got a visa in the first place, his credit card has now been cancelled. So too has Catherine's.