Okay, it's story time, all right, so here's the story.
故事时间。
A Charlotte, North Carolina man, having purchased a case of very rare, very expensive cigars, insured them against fire among other things.
一个来自北卡罗来纳州夏洛特的人,买了一箱非常稀有、非常昂贵的雪茄,并给它投了险。
Within a month of having smoked his entire stockpile of cigars,
他在一个月内抽完了整箱雪茄,
and without having made even his first payment on the policy, the man filed a claim against the insurance company.
这个人甚至还没有付第一笔保险金,就向保险公司提出了索赔。
In his claim, the man stated the cigars were lost "in a series of small fires."
在他的声明中,这名男子称雪茄是“在一系列小火灾中”丢失的。
The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in a normal fashion, he smoked them.
保险公司拒绝赔偿,称该男士明显是自己把雪茄给抽完了。
The man sued and won! In delivering the ruling, the judge agreeing that the claim was frivolous
该男士起诉并胜诉!在作出裁决时,法官同意这一要求是不重要的
stated that nevertheless that the man held the policy from the company in which it warranted that the cigars were insurable
并且认为该男士从公司购买了保险,并且该公司保证雪茄是可以投保的,
and also guaranteed that it would insure against fire
并也保证了能够给雪茄购买火险
without defining what it considered to be unacceptable fire, it was obligated to compensate the claim.
但就不可接受的火灾的情况没有进行定义,所以保险公司有义务赔偿索赔。
Rather than endure a lengthy and costly appeal process,
保险公司没有进行漫长昂贵的上诉程序,
the insurance company accepted the ruling and paid the man $15,000 for the rare cigars he lost in the fires.
反而接受了这一裁决,并为这名男子在火灾中丢失的稀有雪茄支付了1.5万美元。
However, after the man cashed the check, received his money, he got that fifteen thousand dollars and put it in the bank,
但该男士拿到1.5万美元并将这笔钱存入银行后,
the insurance company had him arrested on 24 counts of arson.
保险公司以24项纵火罪将他逮捕。
With his own insurance claim and testimony from the previous case being used against him,
他自己的保险索赔和前一案件的证词被用来指控他,
the man was convicted of intentionally burning his insured property, the cigars
该男士被判蓄意烧毁自己的投保资产,雪茄,
and sentenced to two years in jail and fined twenty four thousand dollars.
并判两年刑期,并处罚金2.4万美元。
What a crazy story. Okay, so if you enjoyed this video and you would like to see more fabulous videos like this
真是个疯狂的故事。如果大家喜欢本期视频,想看更多类似的视频,
about grammar and listening on all sorts of different things go to WWW.ENGVID.COM.
学习语法和听力等等,请登录WWW.ENGVID.COM。
Oh, sorry, I totally forgot, so you can on the site that I told you just a second ago
啊,不好意思,我都忘记了,大家可以登录这个网址
WWW.ENGVID.COM, go to that site and you can also see some quiz about this story and some of the vocabulary. Okay, so take quiz
做一下关于这个小故事和一些词汇的的小测试。所以快去做测试吧。