5.口语素材

Most Americans retire after the age of sixty. The usual age of retirement is 65, although some people retire at 55 or younger. Other Americans do not retire until they are in their seventies. This type of "late retirement" is more frequent now as population growth in the United States slows down, and the average age of the citizens increases.
大多数美国人在60岁以后退休。通常的退休年龄是65岁，也有些人是在55或更年轻时退休。还有些人直到70多岁才退休。由于美国的人口增长越来越慢，而国民的平均年龄越来越高，这种“晚退休”的情况现在更加普遍。

Most senior citizens want to remain active after they retire. For many, retirement is an opportunity to pursue lifelong hobbies or interests.
大多数的老人希望在退休后仍能保持活力。对许多人来说，退休是追求毕生的爱好或兴趣的机会。

Americans usually make plans for their retirement well in advance. Their income after retirement may include interest on bank savings and a company pension. Americans also receive Social Security payments from the federal government. 美国人一般早早就安排好他们的退休生活。退休后的收入可包括银行存款的利息及公司退休金。美国人还可以从联邦政府得到社会保险金。

Many retires move to warm parts of the country. The Sunbelt (the southern states) has many retirement communities. In some towns in Florida, for example, most of the citizens are retired persons.
许多退休老人会搬家到这个国家里较暖和的地方去。The Sunbelt（南方的几个州）有许多退休社区。例如。在Florida的一些村镇里。大多数的镇民都是退休的老人。