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1.Critics often speak of "the rich" with none-too-subtle_____, as if those at the very top of the income ladder are all dishonest people or as if becoming rich is difficult and means others must become poorer.

A disappointment B disappear C disdain D disadvantage

2.While we would be the first to admit that some rich people are dishonest, we must add that achieving the status of "the rich" (defined, say, by having a net worth of $1,000,000) is not particularly difficult, ____ popular wisdom.

A compared to B contrary to

C contract to D complicated by

3. This fact suggests that becoming rich for most Americans is a matter of ____.

A choose B chose C choice D chosen

4. One of the rules for being rich is to avoid _____ temptations.

A fright B frivolous C enormous D friendly

5. That is easier said than done and we do not necessarily recommend that all people _____a pure and joyless life.

A to lead B make C should lead D should make

6.We mean only to point out that the great majority of those four percent of Americans who ____ $1.000,000 in net worth get to _____ they are because they control their pleasures.

A has/ where B have/ where C had/ where D have/what

7.For example, rich Americans buy cars that are on average only slightly more expensive than _____ less wealthy Americans buy.

A that B those C these D the

8. Being able to save and accumulate _____ wealth is not automatic.

A considerate B comfortable C considerable D many

9.People must have a reasonable income in order to save amounts that will ____ wealth, which requires several auxiliary rules for achieving an income level that will allow for a minimum saving level.

A make of B make for C make in D make out

10. For those without inheritance, special talents, or good ideas, becoming rich means _____ an education.

A to get B getting C to getting D giving

11. The income of high school dropouts is about two-thirds _____ of Americans with a high school diploma.

A / B as C that D those

12.To have a good chance at being rich, though, most individuals (_____the lucky ones) will need at least a college education, which just about will double their incomes over what they would have earned with only a high school diploma.

A as B for C aside for D as to

13.A professional degree will _____an average annual income of about twice that of college graduates (or six times die income of a high school dropout).

A result from B result in C result D resultant

14.This means that those who _____ in education do not have to save as high a percentage of income to become rich _____ retirement.

A pay/at B cost/ upon C invest/ at D spend/ on

15.However, in all probability, educated Americans will be richer at retirement simply because they will be able to save more along the way and because they are likely to be smarter and can achieve a higher rate of ____on their savings.

A turn B return C retell D turning

16.College costs have been rising steadily ___ family income level for more than a decade.

A related to B relating to

C relative to D relationship to

17.Meanwhile, the cost of self-education _____ the multitude of sources of knowledge and information available on CD-ROMs and the Internet.

A is fallen with B fell as

C has fallen with D is felt by

18.Teachers will find getting rich tougher than engineers, _____the former can expect to earn half as much over their careers.

A giving B give C given what D given that

19.For that matter, history and music professors can expect to earn a lot less than their students who ____ business.

A major in B minor in C majors at D minors at

20. By itself, marriage seems to provide a stable institutional setting that promotes greater earnings, which ______ greater savings.

A offers B afford C affords D affording

21.Married couples not only earn more than non-married people, they tend to_____ on the costs of running their households, allowing them to save and invest at higher rate.

A economy B economic C economize D ecology

22.Most will drink, inject, or smoke up whatever incomes they earn; their suppliers undoubtedly will get rich at the _____ of their customers-the addicts.

A except B defense C expensive D expense

23.As we have noted, choosing to become rich requires _____ that many people quite rationally have chosen not to make.

A sack B sacred C sacrifices D suffice

24.One can lead a life rich ___ satisfaction and accomplishment without becoming rich financially, and nothing we have written here is meant to suggest otherwise.

A at B for C in D with

答案：1C 2B 3C 4B 5C 6B 7B 8C 9B 10B 11C 12C 13B 14C 15B 16C 17C 18D 19A 20C 21C 22D 23C 24C