3. Determine Problem Areas:
After you categorize how much money you spend in each area, look at the areas that surprised you the most for where you can save. For example, if you didn't expect that you spent $500 last month on clothing, maybe that's the area you need to concentrate on most in your budget.
将花费归类
在清楚自己每个月的花费之后,将他们进行归类,并弄清楚那个是你花费的主要地方,如果有些地方可以不用花的,记着提醒自己。