4. Make Small Adjustments to Reap Big Rewards:
Make a list of the top three areas where you can save and cut your spending by just 20 percent or less. For example, consider this: if you started shopping at wholesale outlets or farmer's markets, would you be able to lower your grocery bill each month?
适当地调整
找出3个你可以省钱的环节,例如,你可以去集市买菜,这样你的菜钱就可以省下来一下。