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宝典:恋爱中,处理好金钱问题的6个关键

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Have weekly financial meetings. This is very important, and it’s a step that many couples overlook. Just because you have common financial goals and a plan and a system doesn’t mean that everything is fine. If one person takes responsibility for the finances, for example, and the other is out of the loop, then there will likely be problems down the road. I’ve known several couples like this — one partner took care of the finances and the other was blissfully ignorant … until it was revealed that they were way behind on payments and would soon have to file for bankruptcy. That wasn’t a good time in their relationship. To prevent problems like this, have a weekly meeting where you sit down and talk about finances. You can review your accounts, your spending plan, what is coming up in the next few weeks that you’ll need to budget for, any problem areas, what to do with your annual bonus, where you are with your goals, and so forth. Make sure you’re both caught up on everything, and that you’re working well as a team.
5. 开展每周金融会议。

这是非常重要的,这也是很多夫妇经常忽略的一步。就因为你们有了共同的金融目标,金融计划,金融机制,并不代表你们能高枕无忧了。例如,假如一方负责管理帐目,而另一方却一无所知,那么肯定会出现问题。就我认识的夫妇中,好些都有这样的问题。一方管钱,而令一方则是盲目乐观...直到发现自己入不敷出,并将很快破产。这时,两者的关系肯定不怎么好。为了避免这种事情发生,开展每周金融会议吧,两个坐下来,好好谈谈你们的财政情况。你们可以回顾一下你们的帐目,你们的消费计划,看看接下来的几周内你们要预算做些什么,其中存在哪些问题,怎样处置你们的津贴,你们的目标已经进行到哪一步... 确保两个人都跟得上进度,并且两个人共同努力。



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