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Pay yourself first
优先保证重点
Financial advisors tell people to transfer money to savings as soon as they get paid, because there will always be a reason why you can't put $500 toward your emergency fund at the end of the month. Likewise, there will always be a reason not to exercise at 5 p.m. A growing body of research suggests that will power functions like a muscle. It fails when used too much. By putting important-but-not-urgent activities like exercise, religious practices, or strategic thinking early in the day, you can knock these tasks off your list before your will power is exhausted by boring meetings or the siren song of the office vending machine.
根据理财顾问的建议，发工资之后，要尽早把钱存到银行，因为如果拖到月底的话，总会有各种各样的原因导致人们无法在应急基金中存入500美元。同样的道理，不要等到下午5点才去锻炼身体。越来越多的研究显示，人的意志力与肌肉在功能上很相似。如果过度使用就会出现问题。把一些重要但不紧急的事情放在早上进行，比如锻炼身体、宗教修行或战略思考等，人们就可以提前把这些事情做完。否则等到开完无聊的会议，或者在办公室忍受了一整天自动贩卖机的噪音之后，人们早已筋疲力尽，想要做什么事情都力不从心了。
